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© 2012 John Hancock Funds, LLC and affiliated companies, Member FINRA | SIPC, 601 Congress Street, Boston, MA 02210.

Click here to view prospectuses for Open-End, Retirement, and Institutional funds. A fund’s investment objectives, risks, charges and expenses should be considered carefully before investing. The prospectus contains this and other important information about the fund. Please read the prospectus carefully before investing or sending money. These products are available for sale only within the United States.

Please keep in mind that mutual fund shares: Are not FDIC insured | May lose value | Come with no bank guarantee | Are not insured by any government agency.